{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-25-000029","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2025-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.988695+00:00","generated_at":"2026-05-23T12:34:06.400543+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Huntington Q1 EPS $0.34, NII up 11% YoY; loans grow 2% LQ","bullets":["Net income $527M (+26% YoY), EPS $0.34 (+$0.08 YoY); adjusted EPS +$0.06 YoY.","Net interest income $1.426B (+11% YoY); NIM 3.10% (+9bp YoY, +7bp LQ).","Average loans $130.9B (+2% LQ, +7% YoY); average deposits $161.6B (+1% LQ, +7% YoY).","CET1 ratio 10.6% (est.), TCE ratio 6.3%; board approved $1B share repurchase.","NCO ratio 0.26% (down 4bp LQ); NPA ratio 0.61% (down 2bp LQ); credit stable."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-25-000029","json":"https://secwatch.observer/filing/0000049196-25-000029.json","markdown":"https://secwatch.observer/filing/0000049196-25-000029.md","text":"https://secwatch.observer/filing/0000049196-25-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919625000029/0000049196-25-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919625000029/hban-20250417.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T12:34:06.400543+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}