secwatch.observer — SEC 8-K summary
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Issuer:     HUNTINGTON BANCSHARES INC /MD/ (HBAN)
CIK:        0000049196
Form:       8-K
Filed at:   2025-04-17T23:59:59+00:00
Accession:  0000049196-25-000029
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Huntington Q1 EPS $0.34, NII up 11% YoY; loans grow 2% LQ
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- Net income $527M (+26% YoY), EPS $0.34 (+$0.08 YoY); adjusted EPS +$0.06 YoY.
- Net interest income $1.426B (+11% YoY); NIM 3.10% (+9bp YoY, +7bp LQ).
- Average loans $130.9B (+2% LQ, +7% YoY); average deposits $161.6B (+1% LQ, +7% YoY).
- CET1 ratio 10.6% (est.), TCE ratio 6.3%; board approved $1B share repurchase.
- NCO ratio 0.26% (down 4bp LQ); NPA ratio 0.61% (down 2bp LQ); credit stable.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/49196/000004919625000029/0000049196-25-000029-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/49196/000004919625000029/hban-20250417.htm
  HTML page:      https://secwatch.observer/filing/0000049196-25-000029

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer