{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-25-000075","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2025-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.838801+00:00","generated_at":"2026-05-17T03:28:46.591683+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"HBAN Q3 EPS $0.41, net income $629M; Veritex merger closes Oct 20","bullets":["Diluted EPS $0.41, up $0.07 QoQ; net income $629M, +17% from Q2.","Average loans $135.9B, +9% YoY; net interest margin 3.13%, +2bp QoQ.","Noninterest income $628M, +33% QoQ, including $24M gain on trust business sale.","Net charge-offs remain low at 0.22%; tangible book value per share $9.54, +10% YoY.","Veritex combination set for Oct 20, 2025; integration underway."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-25-000075","json":"https://secwatch.observer/filing/0000049196-25-000075.json","markdown":"https://secwatch.observer/filing/0000049196-25-000075.md","text":"https://secwatch.observer/filing/0000049196-25-000075.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919625000075/0000049196-25-000075-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919625000075/hban-20251017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:28:46.591683+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}