{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-26-000006","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.425839+00:00","generated_at":"2026-05-16T09:05:58.767956+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Huntington Q4 GAAP EPS $0.30, adj. $0.37; NII +14% YoY; Cadence close Feb 1","bullets":["GAAP net income $519M ($0.30 EPS); adjusted EPS $0.37, up $0.03 YoY.","Net interest income $1.59B, +14% YoY; NIM expanded 12bp to 3.15%.","Average loans +14% YoY to $146.6B; deposits +9% to $173.2B; Veritex integration complete.","Net charge-offs 0.24% (stable); ACL 1.83%; CET1 ratio 10.4% (estimated).","Acquisition-related expenses $154M pretax; Cadence Bank partnership to close Feb 1, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-26-000006","json":"https://secwatch.observer/filing/0000049196-26-000006.json","markdown":"https://secwatch.observer/filing/0000049196-26-000006.md","text":"https://secwatch.observer/filing/0000049196-26-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919626000006/0000049196-26-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919626000006/hban-20260122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:05:58.767956+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}