---
schema_version: "secwatch.filing_event.v1"
accession: "0000049196-26-000032"
form_type: "8-K"
ticker: "HBAN"
cik: "0000049196"
company_name: "HUNTINGTON BANCSHARES INC /MD/"
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:42:08.697633+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Huntington Q1 adjusted EPS $0.37, net interest income up 33%; credit stable

## Summary
- GAAP EPS $0.25 vs $0.34 a year ago; adjusted EPS $0.37, up from $0.34 YoY.
- Net interest income $1.891B (+33% YoY); net interest margin expanded 14bp to 3.24%.
- Average loans and leases $174.2B (+33% YoY), driven by Cadence and Veritex acquisitions.
- Credit quality remains strong: NCOs 0.26%, ACL 1.78% of loans.
- Board approved $3B share repurchase authorization; $150M shares bought in Q1.

## SEC filing metadata
- accession: 0000049196-26-000032
- form_type: 8-K
- ticker: HBAN
- cik: 0000049196
- company_name: HUNTINGTON BANCSHARES INC /MD/
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/49196/000004919626000032/0000049196-26-000032-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/49196/000004919626000032/hban-20260423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000049196-26-000032
- JSON: https://secwatch.observer/filing/0000049196-26-000032.json
- Plain text: https://secwatch.observer/filing/0000049196-26-000032.txt

## Key facts
- Earnings Releases
  HUNTINGTON BANCSHARES INC /MD/ reported the quarter ended March 31, 2026 results: net income $523 million, EPS $0.25 per common share.
  - Period: the quarter ended March 31, 2026
  - Net income: $523 million
  - EPS: $0.25 per common share
  - Result: reported results
  source text: repurchase authorization, replacing the prior authorization. COLUMBUS, Ohio – Huntington Bancshares Incorporated (Nasdaq: HBAN) reported net income for the 2026 first quarter of $523 million, or $0.25 per common share, an increase of $4 million, or 1%, from the prior quarter, and a decrease of $4 million, or 1%, from the year-ago quarter, inclusive of $271 million of
  evidence_url: https://www.sec.gov/Archives/edgar/data/49196/000004919626000032/0000049196-26-000032-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.