{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-26-000060","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2026-07-23T10:16:20+00:00","discovered_at":"2026-07-23T10:20:00.243668+00:00","generated_at":"2026-07-23T10:20:06.460945+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Huntington Q2 EPS $0.33 ($0.39 adjusted); NII up 9% QoQ; Cadence conversion complete","bullets":["EPS $0.33, adjusted EPS $0.39; up $0.08 from prior quarter.","Net interest income up $161M (9%) QoQ and $585M (40%) YoY.","Noninterest income $785M, up $103M (15%) QoQ and $314M (67%) YoY.","Average loans $189.3B (+9% QoQ); average deposits up $18.8B (+9% QoQ).","Net charge-offs 0.25% (down 1bp QoQ); NPA ratio 0.85% (up 13bps); ACL $3.4B (1.78%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-26-000060","json":"https://secwatch.observer/filing/0000049196-26-000060.json","markdown":"https://secwatch.observer/filing/0000049196-26-000060.md","text":"https://secwatch.observer/filing/0000049196-26-000060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919626000060/0000049196-26-000060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919626000060/hban-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T10:20:06.460945+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}