secwatch.observer — SEC 8-K summary
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Issuer:     HUNTINGTON BANCSHARES INC /MD/ (HBAN)
CIK:        0000049196
Form:       8-K
Filed at:   2026-07-23T10:16:20+00:00
Accession:  0000049196-26-000060
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Huntington Q2 EPS $0.33 ($0.39 adjusted); NII up 9% QoQ; Cadence conversion complete
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- EPS $0.33, adjusted EPS $0.39; up $0.08 from prior quarter.
- Net interest income up $161M (9%) QoQ and $585M (40%) YoY.
- Noninterest income $785M, up $103M (15%) QoQ and $314M (67%) YoY.
- Average loans $189.3B (+9% QoQ); average deposits up $18.8B (+9% QoQ).
- Net charge-offs 0.25% (down 1bp QoQ); NPA ratio 0.85% (up 13bps); ACL $3.4B (1.78%).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/49196/000004919626000060/0000049196-26-000060-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/49196/000004919626000060/hban-20260723.htm
  HTML page:      https://secwatch.observer/filing/0000049196-26-000060

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer