secwatch.observer — SEC 8-K summary
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Issuer:     HUNTINGTON BANCSHARES INC /MD/ (HBAN)
CIK:        0000049196
Form:       8-K
Filed at:   2026-10-22T10:19:09+00:00
Accession:  0000049196-26-000084
Event type: earnings
Sentiment:  negative
Materiality: 0.62
Item codes: 2.02, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Huntington Q3 2026 EPS $0.33 vs $0.41 a year ago; adjusted EPS $0.38, charge-off ratio rises to 0.31%
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- Net income applicable to common shares $680M; total revenue $2,791M versus $2,837M in 2Q26 and $2,134M in 3Q25.
- Net interest income $2,069M rose 1% quarter-over-quarter; NIM of 3.25% was up 4 bps on higher investment securities yields and modestly lower funding costs.
- Noninterest income $722M fell 8% QoQ on lower capital markets fees and unfavorable equity valuation adjustments; noninterest expense $1,772M was flat excluding acquisition costs.
- Net charge-off ratio 0.31% vs 0.25% in 2Q26 and 0.22% in 3Q25; nonperforming asset ratio 0.90% vs 0.85%; allowance for credit losses ratio 1.75%.
- CET1 10.1%, adjusted CET1 8.9%, TCE ratio 6.9%; TBV per share $9.47, down $0.18 (2%) on AOCI; repurchased $100M of shares in Q3, $409M year-to-date (~25M shares).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/49196/000004919626000084/0000049196-26-000084-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/49196/000004919626000084/hban-20261022.htm
  HTML page:      https://secwatch.observer/filing/0000049196-26-000084

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