{"schema_version":"secwatch.filing_event.v1","accession":"0000059558-23-000056","form_type":"8-K","ticker":"LNC","cik":"0000059558","company_name":"LINCOLN NATIONAL CORP","filed_at":"2023-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.731636+00:00","generated_at":"2026-06-09T03:30:09.206308+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Lincoln Financial Q3 adjusted EPS $0.23; net income $4.79 on hedging gains; expenses up","bullets":["Net income available to common $819M ($4.79/diluted) vs net loss $1.8B a year ago; adjusted operating income $39M ($0.23).","Adjusted results include $0.84/share unfavorable from annual reserve review, $0.41/share from alternative investments, unclaimed property, surrender program, and legal accruals.","Segment: Annuities income $248M (-10% YoY); Life Insurance loss $173M; Group Protection income $68M (up from $12M); Retirement Plan Services income $43M (-9%).","Annuities sales $2.7B (-16% YoY, +6% sequentially); Life sales $144M (-16% YoY, +17% sequentially); Group Protection premiums $1.3B (+4%).","Estimated RBC ratio 375-385%; holding co liquidity $455M; progress on Fortitude Re close; BVPS ex-AOCI $63.03 (+10% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0000059558-23-000056","json":"https://secwatch.observer/filing/0000059558-23-000056.json","markdown":"https://secwatch.observer/filing/0000059558-23-000056.md","text":"https://secwatch.observer/filing/0000059558-23-000056.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/59558/000005955823000056/0000059558-23-000056-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/59558/000005955823000056/lnc-20231101x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T03:30:09.206308+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0555a4dc70aed912a40f9b196c24c4e35ce103a2","claim":"LINCOLN NATIONAL CORP reported financial results for the quarter ended September 30, 2023.","evidence_excerpt":"On November 1, 2023, Lincoln National Corporation (the “Company”) issued a press release announcing its financial results for the quarter ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/59558/000005955823000056/0000059558-23-000056-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}