{"schema_version":"secwatch.filing_event.v1","accession":"0000059558-24-000005","form_type":"8-K","ticker":"LNC","cik":"0000059558","company_name":"LINCOLN NATIONAL CORP","filed_at":"2024-02-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.657348+00:00","generated_at":"2026-06-06T06:01:31.649820+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Lincoln National Q4 net loss $1.2B / $7.35 EPS; adj op income $246M; RBC ratio 400-410%","bullets":["Net loss available to common stockholders $(1.2B) ($7.35/diluted share); adjusted operating income $246M ($1.45/share).","Year-end RBC ratio expected 400-410%, up from 375-385% at Q3 2023, above 400% target.","Record annuity sales $4.4B in Q4 (+36% YoY); Group Protection full-year margin 5.5% (ex-assumption review), up 400+ bps.","Closed Fortitude Re reinsurance transaction; announced sale of wealth management business to Osaic with at least $700M capital benefit expected H1 2024.","Life Insurance sales down 23% YoY from strategic shift; Retirement Plan Services net outflows $332M in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0000059558-24-000005","json":"https://secwatch.observer/filing/0000059558-24-000005.json","markdown":"https://secwatch.observer/filing/0000059558-24-000005.md","text":"https://secwatch.observer/filing/0000059558-24-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/59558/000005955824000005/0000059558-24-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/59558/000005955824000005/lnc8kshelllegal.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T06:01:31.649820+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2f217cdad7a52edf548bf993e629ad008d4bcea2","claim":"LINCOLN NATIONAL CORP reported the fourth quarter ended December 31, 2023 results: net income $(1.2) billion, or $(7.35) per diluted share, EPS $(7.35) per diluted share.","evidence_excerpt":"Net loss available to common stockholders was $(1.2) billion, or $(7.35) per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/59558/000005955824000005/0000059558-24-000005-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2023"},{"label":"Net income","value":"$(1.2) billion, or $(7.35) per diluted share"},{"label":"EPS","value":"$(7.35) per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"74760ab6709f40531745426a918eb43dc2a26a06","claim":"LINCOLN NATIONAL CORP reported financial results for the full year ended December 31, 2023.","evidence_excerpt":"Lincoln National Corporation (the “Company”) issued a press release announcing its financial results for the quarter and full year ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/59558/000005955824000005/0000059558-24-000005-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}