{"schema_version":"secwatch.filing_event.v1","accession":"0000059558-24-000063","form_type":"8-K","ticker":"LNC","cik":"0000059558","company_name":"LINCOLN NATIONAL CORP","filed_at":"2024-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.796211+00:00","generated_at":"2026-05-30T07:46:23.145508+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Lincoln Financial Q3 adjusted operating income $358M, or $2.06/share; net loss $(562)M on non-economic items","bullets":["Adjusted operating income $358M ($2.06/diluted); net loss $(562)M ($(3.29)/share) from derivative and market risk benefit changes.","Annuities operating income $300M (+15% YoY); sales $3.4B (+24%) with RILA up 13% sequentially.","Group Protection operating income $110M (more than doubled YoY); margin expanded 500 bps to 8.5%.","Life Insurance operating income $14M (ex-assumption review); sequential sales growth 16%.","RBC ratio estimated >420%; holding company available liquidity $459M."],"urls":{"canonical":"https://secwatch.observer/filing/0000059558-24-000063","json":"https://secwatch.observer/filing/0000059558-24-000063.json","markdown":"https://secwatch.observer/filing/0000059558-24-000063.md","text":"https://secwatch.observer/filing/0000059558-24-000063.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/59558/000005955824000063/0000059558-24-000063-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/59558/000005955824000063/lnc-20241031.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T07:46:23.145508+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}