{"schema_version":"secwatch.filing_event.v1","accession":"0000059558-25-000044","form_type":"8-K","ticker":"LNC","cik":"0000059558","company_name":"LINCOLN NATIONAL CORP","filed_at":"2025-05-08T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.024238+00:00","generated_at":"2026-05-22T05:58:44.303964+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Lincoln Financial Q1 net loss $756M, adjusted operating income $280M; announces Bain Capital partnership","bullets":["Q1 net loss available to common stockholders of $756M ($4.41/diluted share) vs prior-year net income $1.19B.","Adjusted operating income available to common stockholders $280M ($1.60/diluted share), up from $210M ($1.22) YoY.","Annuities operating income $290M (+12%); Life Insurance loss improved to $16M from $35M loss; Group Protection income up 26% to $101M.","RBC ratio estimated above 420% in Q1 2025; adjusted book value per share $73.19.","Announced minority investment partnership with Bain Capital expected to close H2 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000059558-25-000044","json":"https://secwatch.observer/filing/0000059558-25-000044.json","markdown":"https://secwatch.observer/filing/0000059558-25-000044.md","text":"https://secwatch.observer/filing/0000059558-25-000044.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/59558/000005955825000044/0000059558-25-000044-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/59558/000005955825000044/lnc-20250508.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T05:58:44.303964+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}