{"schema_version":"secwatch.filing_event.v1","accession":"0000059558-25-000080","form_type":"8-K","ticker":"LNC","cik":"0000059558","company_name":"LINCOLN NATIONAL CORP","filed_at":"2025-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.144119+00:00","generated_at":"2026-05-17T22:33:40.380514+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Lincoln Financial Q2 adjusted op income $427M ($2.36/share); Group Protection record margin 12.5%","bullets":["Net income $688M ($3.80 diluted) vs $884M ($5.11) a year ago; adjusted operating income $427M ($2.36) up from $324M ($1.87).","Group Protection operating income $173M (+33% YoY), margin 12.5% (record); premiums up 7%, sales up 16%.","Annuities sales $4.0B (+5%), operating income $287M (-3%); Life Insurance returned to profit $32M vs loss $35M.","Total liquidity $314.4M, net debt leverage 3.5x, RBC >420%.","Closed Bain Capital partnership to accelerate strategic priorities."],"urls":{"canonical":"https://secwatch.observer/filing/0000059558-25-000080","json":"https://secwatch.observer/filing/0000059558-25-000080.json","markdown":"https://secwatch.observer/filing/0000059558-25-000080.md","text":"https://secwatch.observer/filing/0000059558-25-000080.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/59558/000005955825000080/0000059558-25-000080-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/59558/000005955825000080/lnc-20250731.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T22:33:40.380514+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}