{"schema_version":"secwatch.filing_event.v1","accession":"0000059558-25-000091","form_type":"8-K","ticker":"LNC","cik":"0000059558","company_name":"LINCOLN NATIONAL CORP","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.877469+00:00","generated_at":"2026-05-17T01:28:18.421353+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Lincoln Financial reports Q3 net income $411M; adj. EPS $2.04, up from prior-year loss","bullets":["Net income available to common stockholders of $411M ($2.12 diluted EPS) vs prior-year loss of $562M.","Adjusted operating income $397M ($2.04 diluted EPS) vs $358M; annual assumption review gave $2M favorable impact.","Annuities operating income $310M; sales $4.5B (+32%) and record account balances of $174B net of reinsurance.","Life Insurance sales surged 144% to $298M; Group Protection premiums +5% to $1.35B; operating income $149M.","Retirement Plan Services deposits $5.0B (+20%); net inflows $0.8B. Holding company liquidity $461M; RBC >420%."],"urls":{"canonical":"https://secwatch.observer/filing/0000059558-25-000091","json":"https://secwatch.observer/filing/0000059558-25-000091.json","markdown":"https://secwatch.observer/filing/0000059558-25-000091.md","text":"https://secwatch.observer/filing/0000059558-25-000091.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/59558/000005955825000091/0000059558-25-000091-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/59558/000005955825000091/lnc-20251030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:28:18.421353+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}