{"schema_version":"secwatch.filing_event.v1","accession":"0000059558-26-000007","form_type":"8-K","ticker":"LNC","cik":"0000059558","company_name":"LINCOLN NATIONAL CORP","filed_at":"2026-02-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.454475+00:00","generated_at":"2026-05-16T03:09:15.201935+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Lincoln Financial Q4 adjusted EPS $2.21 vs $1.91 YoY; net income falls to $745M","bullets":["Q4 adjusted operating income available to common $434M ($2.21/diluted share), up from $332M ($1.91) YoY.","Net income available to common $745M ($3.80/sh) vs $1,675M ($9.63) in Q4 2024 due to non-economic market risk benefit changes.","Life Insurance operating income $77M, a $92M improvement YoY, driven by improved mortality and alternative investment income.","Annuities operating income $311M (+3% YoY) on record account balances of $175B; sales up 33% to $4.9B.","Holding company liquidity net of prefunding $655M at year-end; RBC ratio >420%."],"urls":{"canonical":"https://secwatch.observer/filing/0000059558-26-000007","json":"https://secwatch.observer/filing/0000059558-26-000007.json","markdown":"https://secwatch.observer/filing/0000059558-26-000007.md","text":"https://secwatch.observer/filing/0000059558-26-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/59558/000005955826000007/0000059558-26-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/59558/000005955826000007/lnc-20260212.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:09:15.201935+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}