---
schema_version: "secwatch.filing_event.v1"
accession: "0000059558-26-000058"
form_type: "8-K"
ticker: "LNC"
cik: "0000059558"
company_name: "LINCOLN NATIONAL CORP"
filed_at: "2026-07-30T10:03:25+00:00"
generated_at: "2026-07-30T10:10:37.497654+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Lincoln Financial Q2 net income $1.3B ($6.72/sh); adj. op. income $439M ($2.24/sh)

## Summary
- Net income available to common stockholders $1.3B ($6.72 diluted EPS) vs $688M ($3.80) prior-year quarter.
- Adjusted operating income available to common stockholders $439M ($2.24 diluted EPS) vs $427M ($2.36) prior year.
- Holding company available liquidity net of prefunding $903M; completed $500M subordinated debt issuance.
- Life Insurance op. income $57M (+78% YoY); Group Protection $147M (-15% YoY); Annuities $287M (flat); RPS $49M (+32%).
- Annuities net outflows $2.9B; RPS net outflows $2.4B; total sales down in Annuities and Group Protection.

## SEC filing metadata
- accession: 0000059558-26-000058
- form_type: 8-K
- ticker: LNC
- cik: 0000059558
- company_name: LINCOLN NATIONAL CORP
- filed_at: 2026-07-30T10:03:25+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/59558/000005955826000058/0000059558-26-000058-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/59558/000005955826000058/lnc-20260730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000059558-26-000058
- JSON: https://secwatch.observer/filing/0000059558-26-000058.json
- Plain text: https://secwatch.observer/filing/0000059558-26-000058.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.