{"schema_version":"secwatch.filing_event.v1","accession":"0000064803-24-000033","form_type":"8-K","ticker":"CVS","cik":"0000064803","company_name":"CVS HEALTH Corp","filed_at":"2024-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.809864+00:00","generated_at":"2026-05-30T04:55:21.885645+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"CVS Health Q3 GAAP EPS $0.07, Adjusted EPS $1.09; records $1.1B premium deficiency reserve","bullets":["Total revenues $95.4B (+6.3% YoY); GAAP diluted EPS $0.07 vs $1.75 prior year.","Adjusted EPS $1.09 vs $2.21 prior year; operating income $832M down from $3.69B.","Health Care Benefits segment recorded ~$1.1B premium deficiency reserves ($0.63/share) for Medicare and individual exchange.","Year-to-date cash flow from operations $7.2B; CEO highlights strong Health Services and Pharmacy segments but challenges in Health Care Benefits."],"urls":{"canonical":"https://secwatch.observer/filing/0000064803-24-000033","json":"https://secwatch.observer/filing/0000064803-24-000033.json","markdown":"https://secwatch.observer/filing/0000064803-24-000033.md","text":"https://secwatch.observer/filing/0000064803-24-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/64803/000006480324000033/0000064803-24-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/64803/000006480324000033/cvs-20241106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T04:55:21.885645+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}