---
schema_version: "secwatch.filing_event.v1"
accession: "0000070858-22-000105"
form_type: "8-K"
ticker: "BAC"
cik: "0000070858"
company_name: "BANK OF AMERICA CORP /DE/"
filed_at: "2022-07-18T23:59:59+00:00"
generated_at: "2026-06-24T13:41:20.347225+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Bank of America Q2 2022 net income $6.2B, EPS $0.73, NII up 22% to $12.4B

## Summary
- Net income $6.2B, diluted EPS $0.73 for Q2 ended June 30, 2022.
- Net interest income rose 22% YoY to $12.4B, driven by higher interest rates and loan growth.
- Average loan and lease balances increased 12% YoY to $1.0T; fourth consecutive quarter of positive operating leverage.
- Revenue growth outpaced expense growth, contributing to improved efficiency.

## SEC filing metadata
- accession: 0000070858-22-000105
- form_type: 8-K
- ticker: BAC
- cik: 0000070858
- company_name: BANK OF AMERICA CORP /DE/
- filed_at: 2022-07-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/70858/000007085822000105/0000070858-22-000105-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/70858/000007085822000105/bac-20220718.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000070858-22-000105
- JSON: https://secwatch.observer/filing/0000070858-22-000105.json
- Plain text: https://secwatch.observer/filing/0000070858-22-000105.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.