{"schema_version":"secwatch.filing_event.v1","accession":"0000070858-23-000131","form_type":"8-K","ticker":"BAC","cik":"0000070858","company_name":"BANK OF AMERICA CORP /DE/","filed_at":"2023-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.976092+00:00","generated_at":"2026-06-17T00:59:49.699622+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Bank of America Q1 net income $8.2B, EPS $0.94; NII up 25%, revenue $26.3B","bullets":["Diluted EPS $0.94, up 18% YoY; net income $8.2B.","Revenue $26.3B (+13% YoY), net interest income $14.4B (+25%).","Provision for credit losses $931MM; net charge-offs 32 bps (up 16 bps YoY).","CET1 ratio 11.4% (up 14 bps QoQ); paid $1.8B dividends and $2.2B buybacks.","Seventh consecutive quarter of positive operating leverage (705 bps)."],"urls":{"canonical":"https://secwatch.observer/filing/0000070858-23-000131","json":"https://secwatch.observer/filing/0000070858-23-000131.json","markdown":"https://secwatch.observer/filing/0000070858-23-000131.md","text":"https://secwatch.observer/filing/0000070858-23-000131.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70858/000007085823000131/0000070858-23-000131-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70858/000007085823000131/bac-20230418.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T00:59:49.699622+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ae1272a62926349b3d9a8b5f002a541c9efb9830","claim":"BANK OF AMERICA CORP /DE/ reported the first quarter ended March 31, 2023 results: net income $8.2 billion, EPS $0.94 per diluted share.","evidence_excerpt":"On April 18, 2023 , Bank of America Corporation (the “Corporation”) announced financial results for the first quarter ended March 31, 2023, reporting first quarter net income of $8.2 billion, or $0.94 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/70858/000007085823000131/0000070858-23-000131-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2023"},{"label":"Net income","value":"$8.2 billion"},{"label":"EPS","value":"$0.94 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}