{"schema_version":"secwatch.filing_event.v1","accession":"0000070858-23-000166","form_type":"8-K","ticker":"BAC","cik":"0000070858","company_name":"BANK OF AMERICA CORP /DE/","filed_at":"2023-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.453913+00:00","generated_at":"2026-06-13T07:20:16.892719+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bank of America Q2 2023 net income $7.4B, EPS $0.88, up 21% YoY","bullets":["Net income $7.4B ($0.88 diluted EPS), up 19% and 21% YoY respectively.","CET1 ratio 11.6%, global liquidity sources $867B; ROE 11.2%, ROTCE 15.5%.","Added ~157,000 net new checking accounts (18th straight quarter) and 1.2M credit card accounts.","Consumer banking digital sales 51% of total; 46M digital active users.","Operating leverage positive for 8th consecutive quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000070858-23-000166","json":"https://secwatch.observer/filing/0000070858-23-000166.json","markdown":"https://secwatch.observer/filing/0000070858-23-000166.md","text":"https://secwatch.observer/filing/0000070858-23-000166.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70858/000007085823000166/0000070858-23-000166-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70858/000007085823000166/bac-20230718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T07:20:16.892719+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0376e0058f16ba36c152e153da2f4d4ba128c624","claim":"BANK OF AMERICA CORP /DE/ reported the second quarter ended June 30, 2023 results: net income $7.4 billion, EPS $0.88 per diluted share.","evidence_excerpt":"On July 18, 2023 , Bank of America Corporation (the “Corporation”) announced financial results for the second quarter ended June 30, 2023, reporting second quarter net income of $7.4 billion, or $0.88 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/70858/000007085823000166/0000070858-23-000166-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Net income","value":"$7.4 billion"},{"label":"EPS","value":"$0.88 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}