---
schema_version: "secwatch.filing_event.v1"
accession: "0000070858-23-000166"
form_type: "8-K"
ticker: "BAC"
cik: "0000070858"
company_name: "BANK OF AMERICA CORP /DE/"
filed_at: "2023-07-18T23:59:59+00:00"
generated_at: "2026-06-13T07:20:16.892719+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Bank of America Q2 2023 net income $7.4B, EPS $0.88, up 21% YoY

## Summary
- Net income $7.4B ($0.88 diluted EPS), up 19% and 21% YoY respectively.
- CET1 ratio 11.6%, global liquidity sources $867B; ROE 11.2%, ROTCE 15.5%.
- Added ~157,000 net new checking accounts (18th straight quarter) and 1.2M credit card accounts.
- Consumer banking digital sales 51% of total; 46M digital active users.
- Operating leverage positive for 8th consecutive quarter.

## SEC filing metadata
- accession: 0000070858-23-000166
- form_type: 8-K
- ticker: BAC
- cik: 0000070858
- company_name: BANK OF AMERICA CORP /DE/
- filed_at: 2023-07-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/70858/000007085823000166/0000070858-23-000166-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/70858/000007085823000166/bac-20230718.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000070858-23-000166
- JSON: https://secwatch.observer/filing/0000070858-23-000166.json
- Plain text: https://secwatch.observer/filing/0000070858-23-000166.txt

## Key facts
- Earnings Releases
  BANK OF AMERICA CORP /DE/ reported the second quarter ended June 30, 2023 results: net income $7.4 billion, EPS $0.88 per diluted share.
  - Period: the second quarter ended June 30, 2023
  - Net income: $7.4 billion
  - EPS: $0.88 per diluted share
  - Result: reported results
  source text: On July 18, 2023 , Bank of America Corporation (the “Corporation”) announced financial results for the second quarter ended June 30, 2023, reporting second quarter net income of $7.4 billion, or $0.88 per diluted share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/70858/000007085823000166/0000070858-23-000166-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.