{"schema_version":"secwatch.filing_event.v1","accession":"0000070858-23-000264","form_type":"8-K","ticker":"BAC","cik":"0000070858","company_name":"BANK OF AMERICA CORP /DE/","filed_at":"2023-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.779438+00:00","generated_at":"2026-06-09T22:55:26.363076+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"BAC Q3 net income $7.8B ($0.90 EPS) +10% YoY; revenue $25.2B +3%; dividend raised 9%","bullets":["Net income $7.8B, diluted EPS $0.90, up 11% from prior year.","Revenue (net of interest expense) $25.2B, +3% YoY.","CET1 ratio 11.9%, 240 bps above regulatory minimum of 9.5%.","Quarterly dividend increased 9%.","Return on tangible common equity 15.5%; return on assets 0.99%."],"urls":{"canonical":"https://secwatch.observer/filing/0000070858-23-000264","json":"https://secwatch.observer/filing/0000070858-23-000264.json","markdown":"https://secwatch.observer/filing/0000070858-23-000264.md","text":"https://secwatch.observer/filing/0000070858-23-000264.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70858/000007085823000264/0000070858-23-000264-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70858/000007085823000264/bac-20231017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T22:55:26.363076+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"55c7b49fb0ad5c11ff31ff8f8ef115aef40bcd4d","claim":"BANK OF AMERICA CORP /DE/ reported the third quarter ended September 30, 2023 results: net income $7.8 billion, EPS $0.90 per diluted share.","evidence_excerpt":"On October 17, 2023 , Bank of America Corporation (the “Corporation”) announced financial results for the third quarter ended September 30, 2023, reporting third quarter net income of $7.8 billion, or $0.90 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/70858/000007085823000264/0000070858-23-000264-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2023"},{"label":"Net income","value":"$7.8 billion"},{"label":"EPS","value":"$0.90 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}