---
schema_version: "secwatch.filing_event.v1"
accession: "0000070858-23-000264"
form_type: "8-K"
ticker: "BAC"
cik: "0000070858"
company_name: "BANK OF AMERICA CORP /DE/"
filed_at: "2023-10-17T23:59:59+00:00"
generated_at: "2026-06-09T22:55:26.363076+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# BAC Q3 net income $7.8B ($0.90 EPS) +10% YoY; revenue $25.2B +3%; dividend raised 9%

## Summary
- Net income $7.8B, diluted EPS $0.90, up 11% from prior year.
- Revenue (net of interest expense) $25.2B, +3% YoY.
- CET1 ratio 11.9%, 240 bps above regulatory minimum of 9.5%.
- Quarterly dividend increased 9%.
- Return on tangible common equity 15.5%; return on assets 0.99%.

## SEC filing metadata
- accession: 0000070858-23-000264
- form_type: 8-K
- ticker: BAC
- cik: 0000070858
- company_name: BANK OF AMERICA CORP /DE/
- filed_at: 2023-10-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/70858/000007085823000264/0000070858-23-000264-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/70858/000007085823000264/bac-20231017.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000070858-23-000264
- JSON: https://secwatch.observer/filing/0000070858-23-000264.json
- Plain text: https://secwatch.observer/filing/0000070858-23-000264.txt

## Key facts
- Earnings Releases
  BANK OF AMERICA CORP /DE/ reported the third quarter ended September 30, 2023 results: net income $7.8 billion, EPS $0.90 per diluted share.
  - Period: the third quarter ended September 30, 2023
  - Net income: $7.8 billion
  - EPS: $0.90 per diluted share
  - Result: reported results
  source text: On October 17, 2023 , Bank of America Corporation (the “Corporation”) announced financial results for the third quarter ended September 30, 2023, reporting third quarter net income of $7.8 billion, or $0.90 per diluted share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/70858/000007085823000264/0000070858-23-000264-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.