{"schema_version":"secwatch.filing_event.v1","accession":"0000070858-24-000266","form_type":"8-K","ticker":"BAC","cik":"0000070858","company_name":"BANK OF AMERICA CORP /DE/","filed_at":"2024-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.845254+00:00","generated_at":"2026-05-30T15:02:03.925697+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Bank of America Q3 net income $6.9B ($0.81 EPS); revenue $25.3B up 1% YoY","bullets":["Net income $6.9B ($0.81 diluted EPS) vs $7.8B ($0.90) in 3Q23, down 12% YoY.","Revenue $25.5B FTE, up $178M; NII $14.0B down 3% YoY but up 2% QoQ.","Provision for credit losses $1.5B (flat QoQ); net charge-offs $1.5B, up from $931M in 3Q23.","Average deposits $1.92T up 2% YoY; CET1 ratio 11.8% (112 bps above regulatory minimum).","Returned $5.6B to shareholders ($3.5B buybacks, $2.0B dividends); book value per share $35.37."],"urls":{"canonical":"https://secwatch.observer/filing/0000070858-24-000266","json":"https://secwatch.observer/filing/0000070858-24-000266.json","markdown":"https://secwatch.observer/filing/0000070858-24-000266.md","text":"https://secwatch.observer/filing/0000070858-24-000266.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70858/000007085824000266/0000070858-24-000266-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70858/000007085824000266/bac-20241015.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T15:02:03.925697+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}