{"schema_version":"secwatch.filing_event.v1","accession":"0000070858-25-000011","form_type":"8-K","ticker":"BAC","cik":"0000070858","company_name":"BANK OF AMERICA CORP /DE/","filed_at":"2025-01-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.106257+00:00","generated_at":"2026-05-28T00:34:41.175469+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Bank of America reports Q4 EPS $0.82, net income $6.7B; full-year EPS $3.21, revenue $101.9B","bullets":["Q4 2024 revenue $25.3B (NII $14.4B); net income $6.7B, diluted EPS $0.82.","Full-year 2024 net income $27.1B, EPS $3.21; revenue surpassed $100B to $101.9B.","Investment banking fees up 44% YoY in Q4; sales & trading revenue up 13% YoY (ex DVA +10%).","Returned $21B of capital to shareholders in 2024; CET1 ratio 11.9% above regulatory minimum.","Consumer checking accounts grew for 24th consecutive quarter; record client balances of $4.3T at GWIM."],"urls":{"canonical":"https://secwatch.observer/filing/0000070858-25-000011","json":"https://secwatch.observer/filing/0000070858-25-000011.json","markdown":"https://secwatch.observer/filing/0000070858-25-000011.md","text":"https://secwatch.observer/filing/0000070858-25-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70858/000007085825000011/0000070858-25-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70858/000007085825000011/bac-20250116.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T00:34:41.175469+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}