---
schema_version: "secwatch.filing_event.v1"
accession: "0000070858-25-000011"
form_type: "8-K"
ticker: "BAC"
cik: "0000070858"
company_name: "BANK OF AMERICA CORP /DE/"
filed_at: "2025-01-16T23:59:59+00:00"
generated_at: "2026-05-28T00:34:41.175469+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Bank of America reports Q4 EPS $0.82, net income $6.7B; full-year EPS $3.21, revenue $101.9B

## Summary
- Q4 2024 revenue $25.3B (NII $14.4B); net income $6.7B, diluted EPS $0.82.
- Full-year 2024 net income $27.1B, EPS $3.21; revenue surpassed $100B to $101.9B.
- Investment banking fees up 44% YoY in Q4; sales & trading revenue up 13% YoY (ex DVA +10%).
- Returned $21B of capital to shareholders in 2024; CET1 ratio 11.9% above regulatory minimum.
- Consumer checking accounts grew for 24th consecutive quarter; record client balances of $4.3T at GWIM.

## SEC filing metadata
- accession: 0000070858-25-000011
- form_type: 8-K
- ticker: BAC
- cik: 0000070858
- company_name: BANK OF AMERICA CORP /DE/
- filed_at: 2025-01-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/70858/000007085825000011/0000070858-25-000011-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/70858/000007085825000011/bac-20250116.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000070858-25-000011
- JSON: https://secwatch.observer/filing/0000070858-25-000011.json
- Plain text: https://secwatch.observer/filing/0000070858-25-000011.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.