{"schema_version":"secwatch.filing_event.v1","accession":"0000070858-25-000249","form_type":"8-K","ticker":"BAC","cik":"0000070858","company_name":"BANK OF AMERICA CORP /DE/","filed_at":"2025-07-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.191757+00:00","generated_at":"2026-05-18T11:20:03.273355+00:00","sec_items":["8.01","9.01"],"event_type":"dividend","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bank of America plans 8% dividend increase to $0.28/share; stress capital buffer improves 70 bps to 2.5%","bullets":["Plans to raise quarterly common stock dividend 8% to $0.28 per share starting Q3 2025, subject to Board approval.","Under current Fed rules, preliminary SCB improves 70 bps to 2.5%; CET1 minimum 10.0% effective Oct 1, 2025.","Under proposed SCB rule changes, CET1 minimum ratio would be 10.2% effective Jan 1, 2026.","At March 31, 2025, CET1 ratio of 11.8% ($201B CET1 capital) exceeds current minimum requirement."],"urls":{"canonical":"https://secwatch.observer/filing/0000070858-25-000249","json":"https://secwatch.observer/filing/0000070858-25-000249.json","markdown":"https://secwatch.observer/filing/0000070858-25-000249.md","text":"https://secwatch.observer/filing/0000070858-25-000249.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70858/000007085825000249/0000070858-25-000249-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70858/000007085825000249/bac-20250701.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T11:20:03.273355+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}