---
schema_version: "secwatch.filing_event.v1"
accession: "0000070858-25-000249"
form_type: "8-K"
ticker: "BAC"
cik: "0000070858"
company_name: "BANK OF AMERICA CORP /DE/"
filed_at: "2025-07-01T23:59:59+00:00"
generated_at: "2026-05-18T11:20:03.273355+00:00"
event_type: "dividend"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Bank of America plans 8% dividend increase to $0.28/share; stress capital buffer improves 70 bps to 2.5%

## Summary
- Plans to raise quarterly common stock dividend 8% to $0.28 per share starting Q3 2025, subject to Board approval.
- Under current Fed rules, preliminary SCB improves 70 bps to 2.5%; CET1 minimum 10.0% effective Oct 1, 2025.
- Under proposed SCB rule changes, CET1 minimum ratio would be 10.2% effective Jan 1, 2026.
- At March 31, 2025, CET1 ratio of 11.8% ($201B CET1 capital) exceeds current minimum requirement.

## SEC filing metadata
- accession: 0000070858-25-000249
- form_type: 8-K
- ticker: BAC
- cik: 0000070858
- company_name: BANK OF AMERICA CORP /DE/
- filed_at: 2025-07-01T23:59:59+00:00
- event_type: dividend
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/70858/000007085825000249/0000070858-25-000249-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/70858/000007085825000249/bac-20250701.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000070858-25-000249
- JSON: https://secwatch.observer/filing/0000070858-25-000249.json
- Plain text: https://secwatch.observer/filing/0000070858-25-000249.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.