{"schema_version":"secwatch.filing_event.v1","accession":"0000070858-26-000020","form_type":"8-K","ticker":"BAC","cik":"0000070858","company_name":"BANK OF AMERICA CORP /DE/","filed_at":"2026-01-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.506362+00:00","generated_at":"2026-05-16T10:30:42.427127+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.82,"calibrated_materiality_score":0.82,"confidence":"high","headline":"Bank of America Q4 net income $7.6B, EPS $0.98 up 18% YoY; full-year EPS $3.81","bullets":["Revenue $28.4B (+7% YoY); net interest income $15.8B (+10% YoY).","Consumer Banking net income $3.3B; revenue $11.2B (+5%) with deposits up 31% vs 4Q19.","Global Wealth & Investment Management net income $1.4B; revenue $6.6B (+10%) on higher asset mgmt fees.","Global Markets sales & trading revenue $4.5B (+10%); 15th consecutive quarter of YoY growth; equities revenue record.","CET1 ratio 11.4%; returned $8.4B to shareholders ($2.1B dividends, $6.3B buybacks)."],"urls":{"canonical":"https://secwatch.observer/filing/0000070858-26-000020","json":"https://secwatch.observer/filing/0000070858-26-000020.json","markdown":"https://secwatch.observer/filing/0000070858-26-000020.md","text":"https://secwatch.observer/filing/0000070858-26-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70858/000007085826000020/0000070858-26-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70858/000007085826000020/bac-20260114.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T10:30:42.427127+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}