---
schema_version: "secwatch.filing_event.v1"
accession: "0000070858-26-000020"
form_type: "8-K"
ticker: "BAC"
cik: "0000070858"
company_name: "BANK OF AMERICA CORP /DE/"
filed_at: "2026-01-14T23:59:59+00:00"
generated_at: "2026-05-16T10:30:42.427127+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.82
calibrated_materiality_score: 0.82
confidence: "high"
source: SEC EDGAR
---

# Bank of America Q4 net income $7.6B, EPS $0.98 up 18% YoY; full-year EPS $3.81

## Summary
- Revenue $28.4B (+7% YoY); net interest income $15.8B (+10% YoY).
- Consumer Banking net income $3.3B; revenue $11.2B (+5%) with deposits up 31% vs 4Q19.
- Global Wealth & Investment Management net income $1.4B; revenue $6.6B (+10%) on higher asset mgmt fees.
- Global Markets sales & trading revenue $4.5B (+10%); 15th consecutive quarter of YoY growth; equities revenue record.
- CET1 ratio 11.4%; returned $8.4B to shareholders ($2.1B dividends, $6.3B buybacks).

## SEC filing metadata
- accession: 0000070858-26-000020
- form_type: 8-K
- ticker: BAC
- cik: 0000070858
- company_name: BANK OF AMERICA CORP /DE/
- filed_at: 2026-01-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.82
- calibrated_materiality_score: 0.82
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/70858/000007085826000020/0000070858-26-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/70858/000007085826000020/bac-20260114.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000070858-26-000020
- JSON: https://secwatch.observer/filing/0000070858-26-000020.json
- Plain text: https://secwatch.observer/filing/0000070858-26-000020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.