secwatch.observer — SEC 8-K summary
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Issuer:     BANK OF AMERICA CORP /DE/ (BAC)
CIK:        0000070858
Form:       8-K
Filed at:   2026-01-14T23:59:59+00:00
Accession:  0000070858-26-000020
Event type: earnings
Sentiment:  positive
Materiality: 0.82
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank of America Q4 net income $7.6B, EPS $0.98 up 18% YoY; full-year EPS $3.81
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- Revenue $28.4B (+7% YoY); net interest income $15.8B (+10% YoY).
- Consumer Banking net income $3.3B; revenue $11.2B (+5%) with deposits up 31% vs 4Q19.
- Global Wealth & Investment Management net income $1.4B; revenue $6.6B (+10%) on higher asset mgmt fees.
- Global Markets sales & trading revenue $4.5B (+10%); 15th consecutive quarter of YoY growth; equities revenue record.
- CET1 ratio 11.4%; returned $8.4B to shareholders ($2.1B dividends, $6.3B buybacks).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/70858/000007085826000020/0000070858-26-000020-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/70858/000007085826000020/bac-20260114.htm
  HTML page:      https://secwatch.observer/filing/0000070858-26-000020

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer