{"schema_version":"secwatch.filing_event.v1","accession":"0000070858-26-000222","form_type":"8-K","ticker":"BAC","cik":"0000070858","company_name":"BANK OF AMERICA CORP /DE/","filed_at":"2026-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.663807+00:00","generated_at":"2026-05-15T06:13:41.364363+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Bank of America Q1 2026 EPS $1.11 beats estimate, revenue up 7% YoY","bullets":["Net income $8.6B, up 17% YoY; diluted EPS $1.11, up 25% YoY.","Revenue $30.3B, up 7% YoY; NII $15.7B, up 9%; sales & trading revenue +13%.","Consumer Banking net income $3.1B (+21% YoY); GWIM $1.3B (+32%); Global Markets $2.0B (+3%); Global Banking $2.1B (+8%).","Operating leverage 2.9%; efficiency ratio improved ~170 bps to 61%.","Average deposits $2.02T (+3%); loans $1.19T (+9%); CET1 ratio 11.2%; returned $9.3B to shareholders."],"urls":{"canonical":"https://secwatch.observer/filing/0000070858-26-000222","json":"https://secwatch.observer/filing/0000070858-26-000222.json","markdown":"https://secwatch.observer/filing/0000070858-26-000222.md","text":"https://secwatch.observer/filing/0000070858-26-000222.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70858/000007085826000222/0000070858-26-000222-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70858/000007085826000222/bac-20260415.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T06:13:41.364363+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a98fbcf17aaf697442d78f67c652be1a05b7682e","claim":"BANK OF AMERICA CORP /DE/ reported first quarter ended March 31, 2026 results: revenue $30.3 billion, net income $8.6 billion, EPS $1.11 per diluted share.","evidence_excerpt":"and stable asset quality, indicating a resilient American economy. Bank of America Reports 1Q26 Net Income of $8.6 Billion; EPS of $1.11, Up 25% YoY 1Q26 Revenue Up 7% YoY to $30.3 Billion,1 Net Interest Income Grew 9% YoY to $15.7 Billion ($15.9 Billion FTE)(A) Operating Leverage of 2.9%2 See page 10 for endnotes. Amounts may not total due to rounding. 1 Revenue,","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/70858/000007085826000222/0000070858-26-000222-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Revenue","value":"$30.3 billion"},{"label":"Net income","value":"$8.6 billion"},{"label":"EPS","value":"$1.11 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}