{"schema_version":"secwatch.filing_event.v1","accession":"0000070858-26-000353","form_type":"8-K","ticker":"BAC","cik":"0000070858","company_name":"BANK OF AMERICA CORP /DE/","filed_at":"2026-07-14T10:45:08+00:00","discovered_at":"2026-07-14T10:50:01.166171+00:00","generated_at":"2026-07-14T10:50:10.373938+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Bank of America Q2 net income $9.1B, EPS $1.21 up 34% YoY; revenue up 15%","bullets":["Net income $9.1B, diluted EPS $1.21 (+34% YoY); revenue $31.6B (+15% YoY).","NII $16.0B (+9%); noninterest income $15.6B (+22%); efficiency ratio improved to 59%.","IB fees $2.1B (+50%); sales & trading revenue $7.1B (+33%, equities +70%, FICC +9%).","Avg deposits $2.02T (+2%); avg loans $1.22T (+8%); CET1 ratio 11.2%.","Returned $8.0B to shareholders ($2B dividends, $6B buybacks); ROTCE 17.0%."],"urls":{"canonical":"https://secwatch.observer/filing/0000070858-26-000353","json":"https://secwatch.observer/filing/0000070858-26-000353.json","markdown":"https://secwatch.observer/filing/0000070858-26-000353.md","text":"https://secwatch.observer/filing/0000070858-26-000353.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70858/000007085826000353/0000070858-26-000353-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70858/000007085826000353/bac-20260714.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-14T10:50:10.373938+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}