---
schema_version: "secwatch.filing_event.v1"
accession: "0000070858-26-000353"
form_type: "8-K"
ticker: "BAC"
cik: "0000070858"
company_name: "BANK OF AMERICA CORP /DE/"
filed_at: "2026-07-14T10:45:08+00:00"
generated_at: "2026-07-14T10:50:10.373938+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Bank of America Q2 net income $9.1B, EPS $1.21 up 34% YoY; revenue up 15%

## Summary
- Net income $9.1B, diluted EPS $1.21 (+34% YoY); revenue $31.6B (+15% YoY).
- NII $16.0B (+9%); noninterest income $15.6B (+22%); efficiency ratio improved to 59%.
- IB fees $2.1B (+50%); sales & trading revenue $7.1B (+33%, equities +70%, FICC +9%).
- Avg deposits $2.02T (+2%); avg loans $1.22T (+8%); CET1 ratio 11.2%.
- Returned $8.0B to shareholders ($2B dividends, $6B buybacks); ROTCE 17.0%.

## SEC filing metadata
- accession: 0000070858-26-000353
- form_type: 8-K
- ticker: BAC
- cik: 0000070858
- company_name: BANK OF AMERICA CORP /DE/
- filed_at: 2026-07-14T10:45:08+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/70858/000007085826000353/0000070858-26-000353-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/70858/000007085826000353/bac-20260714.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000070858-26-000353
- JSON: https://secwatch.observer/filing/0000070858-26-000353.json
- Plain text: https://secwatch.observer/filing/0000070858-26-000353.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.