{"schema_version":"secwatch.filing_event.v1","accession":"0000070858-26-000481","form_type":"8-K","ticker":"BAC","cik":"0000070858","company_name":"BANK OF AMERICA CORP /DE/","filed_at":"2026-10-14T10:44:44+00:00","discovered_at":"2026-10-14T10:50:00.295620+00:00","generated_at":"2026-10-14T10:50:09.127016+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"BofA 3Q26 net income $6.9B, EPS $0.91; revenue up 3% to $30.0B, hit by $1.2B regulatory charge","bullets":["3Q26 net income $6.9B, or $0.91 diluted EPS; adjusted net income $8.1B, adjusted EPS $1.08, excluding $1.2B regulatory settlement charge ($0.17/share).","Revenue up 3% YoY to $30.0B; net interest income up 8% to $16.4B ($16.6B FTE).","Consumer Banking net income $3.5B, revenue $11.6B (+4%); GWIM net income $1.5B, revenue $7.1B (+13%).","Global Banking net income $2.0B; investment banking fees $1.8B, down 11%. Global Markets net income $1.2B; sales and trading revenue $5.1B, down 5%.","FICC revenue down 17% to $2.6B; Equities revenue up 11% to $2.5B. Deposits $2.04T (+2%); loans $1.25T (+7%); GWIM AUM flows $74B since 3Q25."],"urls":{"canonical":"https://secwatch.observer/filing/0000070858-26-000481","json":"https://secwatch.observer/filing/0000070858-26-000481.json","markdown":"https://secwatch.observer/filing/0000070858-26-000481.md","text":"https://secwatch.observer/filing/0000070858-26-000481.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70858/000007085826000481/0000070858-26-000481-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70858/000007085826000481/bac-20261014.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-14T10:50:09.127016+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}