---
schema_version: "secwatch.filing_event.v1"
accession: "0000070858-26-000481"
form_type: "8-K"
ticker: "BAC"
cik: "0000070858"
company_name: "BANK OF AMERICA CORP /DE/"
filed_at: "2026-10-14T10:44:44+00:00"
generated_at: "2026-10-14T10:50:09.127016+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# BofA 3Q26 net income $6.9B, EPS $0.91; revenue up 3% to $30.0B, hit by $1.2B regulatory charge

## Summary
- 3Q26 net income $6.9B, or $0.91 diluted EPS; adjusted net income $8.1B, adjusted EPS $1.08, excluding $1.2B regulatory settlement charge ($0.17/share).
- Revenue up 3% YoY to $30.0B; net interest income up 8% to $16.4B ($16.6B FTE).
- Consumer Banking net income $3.5B, revenue $11.6B (+4%); GWIM net income $1.5B, revenue $7.1B (+13%).
- Global Banking net income $2.0B; investment banking fees $1.8B, down 11%. Global Markets net income $1.2B; sales and trading revenue $5.1B, down 5%.
- FICC revenue down 17% to $2.6B; Equities revenue up 11% to $2.5B. Deposits $2.04T (+2%); loans $1.25T (+7%); GWIM AUM flows $74B since 3Q25.

## SEC filing metadata
- accession: 0000070858-26-000481
- form_type: 8-K
- ticker: BAC
- cik: 0000070858
- company_name: BANK OF AMERICA CORP /DE/
- filed_at: 2026-10-14T10:44:44+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/70858/000007085826000481/0000070858-26-000481-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/70858/000007085826000481/bac-20261014.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000070858-26-000481
- JSON: https://secwatch.observer/filing/0000070858-26-000481.json
- Plain text: https://secwatch.observer/filing/0000070858-26-000481.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.