{"schema_version":"secwatch.filing_event.v1","accession":"0000072971-23-000003","form_type":"8-K","ticker":"WFC","cik":"0000072971","company_name":"WELLS FARGO & COMPANY/MN","filed_at":"2023-01-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.918869+00:00","generated_at":"2026-06-20T15:41:13.061687+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Wells Fargo Q4 2022 net income $2.9B, EPS $0.67, includes $0.70/share litigation charge","bullets":["Net income $2.9B, diluted EPS $0.67; includes ($0.70)/share impact from litigation, regulatory, customer remediation.","Total revenue $19.66B vs $20.86B YoY, down 5.7%.","Operating losses of $3.3B from historical matters; $1.0B equity impairment in venture capital.","CET1 ratio 10.6% vs 11.4% prior year; provision for credit losses $957M vs ($452M) YoY.","CEO cites CFPB settlement progress; underlying performance improved on rising rates."],"urls":{"canonical":"https://secwatch.observer/filing/0000072971-23-000003","json":"https://secwatch.observer/filing/0000072971-23-000003.json","markdown":"https://secwatch.observer/filing/0000072971-23-000003.md","text":"https://secwatch.observer/filing/0000072971-23-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/72971/000007297123000003/0000072971-23-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/72971/000007297123000003/wfc-20230113.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T15:41:13.061687+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5677986c43cd0f101dd93d6288bb114862a1e7e6","claim":"WELLS FARGO & COMPANY/MN reported quarter ended December 31, 2022 results: revenue $19,660, net income 2,864, EPS 0.67.","evidence_excerpt":"remediation matters Company-wide Financial Summary Quarter ended Dec 31, 2022 Dec 31, 2021 Selected Income Statement Data ($ in millions except per share amounts) Total revenue $ 19,660 20,856 Noninterest expense 16,202 13,198 Provision for credit losses 957 (452) Net income 2,864 5,750 Diluted earnings per common share 0.67 1.38 Selected Balance Sheet Data ($ in","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/72971/000007297123000003/0000072971-23-000003-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended December 31, 2022"},{"label":"Revenue","value":"$19,660"},{"label":"Net income","value":"2,864"},{"label":"EPS","value":"0.67"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}