{"schema_version":"secwatch.filing_event.v1","accession":"0000072971-23-000158","form_type":"8-K","ticker":"WFC","cik":"0000072971","company_name":"WELLS FARGO & COMPANY/MN","filed_at":"2023-10-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.848681+00:00","generated_at":"2026-06-10T00:19:55.232527+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Wells Fargo Q3 net income $5.8B, EPS $1.48; revenue $20.9B, up 6.6% YoY","bullets":["Net income $5.8B ($1.48 diluted EPS) vs $3.6B ($0.86) a year ago; revenue $20.86B vs $19.57B.","CET1 ratio 11.0% (210 bps above new regulatory minimum); repurchased 33.8M shares for $1.5B.","Common dividend raised 17%; CEO cites strong capital position and priority on returning excess capital.","Provision for credit losses $1.2B vs $784M YoY; average loans $943.2B, down $2.3B YoY.","Includes $349M discrete tax benefit; sold ~$2B private equity investments with minimal income impact."],"urls":{"canonical":"https://secwatch.observer/filing/0000072971-23-000158","json":"https://secwatch.observer/filing/0000072971-23-000158.json","markdown":"https://secwatch.observer/filing/0000072971-23-000158.md","text":"https://secwatch.observer/filing/0000072971-23-000158.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/72971/000007297123000158/0000072971-23-000158-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/72971/000007297123000158/wfc-20231013.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-10T00:19:55.232527+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c2e38e27f90d89a4cd93318717b5f94412391ce1","claim":"WELLS FARGO & COMPANY/MN reported the quarter ended September 30, 2023 results: revenue $20,857, net income $5,767, EPS $1.48.","evidence_excerpt":"per Diluted Share Company-wide Financial Summary Quarter ended Sep 30, 2023 Sep 30, 2022 Selected Income Statement Data ($ in millions except per share amounts) Total revenue $ 20,857 19,566 Noninterest expense 13,113 14,306 Provision for credit losses 1 1,197 784 Net income 5,767 3,592 Diluted earnings per common share 1.48 0.86 Selected Balance Sheet Data ($","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/72971/000007297123000158/0000072971-23-000158-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Revenue","value":"$20,857"},{"label":"Net income","value":"$5,767"},{"label":"EPS","value":"$1.48"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}