{"schema_version":"secwatch.filing_event.v1","accession":"0000072971-25-000007","form_type":"8-K","ticker":"WFC","cik":"0000072971","company_name":"WELLS FARGO & COMPANY/MN","filed_at":"2025-01-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.218483+00:00","generated_at":"2026-05-28T01:33:36.993610+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Wells Fargo Q4 net income $5.1B, EPS $1.43; FY repurchases $20B; OCC consent order terminated","bullets":["Q4 2024 net income $5,079M ($1.43 EPS) vs $3,446M ($0.86 EPS) a year ago; revenue $20,378M.","Net interest income $11,836M (-7% YoY); noninterest income $8,542M (+11% YoY) on venture gains and asset-based fees.","Noninterest expense $13,900M (-12% YoY) including lower FDIC assessment and severance; $863M discrete tax benefit recognized.","CET1 ratio 11.1%; repurchased 57.8M shares ($4.0B) in Q4; full-year $20B repurchases and 15% dividend increase.","OCC terminated 2016 sales-practices consent order; credit card loan growth and checking account expansion cited as bright spots."],"urls":{"canonical":"https://secwatch.observer/filing/0000072971-25-000007","json":"https://secwatch.observer/filing/0000072971-25-000007.json","markdown":"https://secwatch.observer/filing/0000072971-25-000007.md","text":"https://secwatch.observer/filing/0000072971-25-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/72971/000007297125000007/0000072971-25-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/72971/000007297125000007/wfc-20250115.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T01:33:36.993610+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}