{"schema_version":"secwatch.filing_event.v1","accession":"0000072971-25-000239","form_type":"8-K","ticker":"WFC","cik":"0000072971","company_name":"WELLS FARGO & COMPANY/MN","filed_at":"2025-10-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.035182+00:00","generated_at":"2026-05-17T04:01:20.780761+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Wells Fargo Q3 EPS $1.66, revenue $21.4B, CET1 11.0%; Scharf named Chairman","bullets":["Net income $5.6B, EPS $1.66 (up 17% YoY), revenue $21.4B (+5% YoY).","Net interest income $11.95B (+2% YoY); noninterest income +9% on asset-based fees and investment banking.","CET1 ratio 11.0%; returned $6.1B in share repurchases and increased common dividend 12.5% in Q3.","Board appointed Charlie Scharf as Chairman, Steven Black as Lead Independent Director.","Credit quality improved: net charge-offs $954M (-14% YoY), nonaccrual loans 0.81% of total loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000072971-25-000239","json":"https://secwatch.observer/filing/0000072971-25-000239.json","markdown":"https://secwatch.observer/filing/0000072971-25-000239.md","text":"https://secwatch.observer/filing/0000072971-25-000239.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/72971/000007297125000239/0000072971-25-000239-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/72971/000007297125000239/wfc-20251014.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T04:01:20.780761+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}