{"schema_version":"secwatch.filing_event.v1","accession":"0000072971-26-000009","form_type":"8-K","ticker":"WFC","cik":"0000072971","company_name":"WELLS FARGO & COMPANY/MN","filed_at":"2026-01-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.602760+00:00","generated_at":"2026-05-16T10:31:08.173602+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Wells Fargo Q4 net income $5.4B, EPS $1.62; revenue $21.3B up 4%; asset cap lifted","bullets":["Net income $5.4B ($1.62 EPS); adjusted $5.8B ($1.76 EPS) excluding $612M severance. Revenue $21.3B, up 4% YoY.","CET1 ratio 10.6% (down from 11.1%). Repurchased $5.0B shares in Q4, $18B full year. Dividend per share up 13% in 2025.","ROTCE 14.5% achieved prior target; new medium-term target 17-18%. Efficiency ratio improved to 64% from 68% a year ago.","Regulatory milestones: asset cap removed, multiple consent orders terminated. CEO cites stronger growth and level playing field."],"urls":{"canonical":"https://secwatch.observer/filing/0000072971-26-000009","json":"https://secwatch.observer/filing/0000072971-26-000009.json","markdown":"https://secwatch.observer/filing/0000072971-26-000009.md","text":"https://secwatch.observer/filing/0000072971-26-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/72971/000007297126000009/0000072971-26-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/72971/000007297126000009/wfc-20260114.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T10:31:08.173602+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}