---
schema_version: "secwatch.filing_event.v1"
accession: "0000072971-26-000009"
form_type: "8-K"
ticker: "WFC"
cik: "0000072971"
company_name: "WELLS FARGO & COMPANY/MN"
filed_at: "2026-01-14T23:59:59+00:00"
generated_at: "2026-05-16T10:31:08.173602+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# Wells Fargo Q4 net income $5.4B, EPS $1.62; revenue $21.3B up 4%; asset cap lifted

## Summary
- Net income $5.4B ($1.62 EPS); adjusted $5.8B ($1.76 EPS) excluding $612M severance. Revenue $21.3B, up 4% YoY.
- CET1 ratio 10.6% (down from 11.1%). Repurchased $5.0B shares in Q4, $18B full year. Dividend per share up 13% in 2025.
- ROTCE 14.5% achieved prior target; new medium-term target 17-18%. Efficiency ratio improved to 64% from 68% a year ago.
- Regulatory milestones: asset cap removed, multiple consent orders terminated. CEO cites stronger growth and level playing field.

## SEC filing metadata
- accession: 0000072971-26-000009
- form_type: 8-K
- ticker: WFC
- cik: 0000072971
- company_name: WELLS FARGO & COMPANY/MN
- filed_at: 2026-01-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/72971/000007297126000009/0000072971-26-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/72971/000007297126000009/wfc-20260114.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000072971-26-000009
- JSON: https://secwatch.observer/filing/0000072971-26-000009.json
- Plain text: https://secwatch.observer/filing/0000072971-26-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.