{"schema_version":"secwatch.filing_event.v1","accession":"0000072971-26-000318","form_type":"8-K","ticker":"WFC","cik":"0000072971","company_name":"WELLS FARGO & COMPANY/MN","filed_at":"2026-10-13T10:28:19+00:00","discovered_at":"2026-10-13T10:30:00.271520+00:00","generated_at":"2026-10-13T10:30:07.633423+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Wells Fargo Q3 2026 net income $6.0B, EPS $1.87 (+13% YoY); revenue $21.9B up 2%, CET1 10.0%","bullets":["Net income $5,951M, diluted EPS $1.87 vs $1.66 a year ago; total revenue $21,870M rose 2% YoY but fell 3% from Q2's $22,622M.","Provision for credit losses jumped 51% YoY to $1,029M on higher C&I and auto allowances; net charge-offs 0.38% of average loans, NPAs $7,359M, down $585M QoQ.","Noninterest expense $13,743M, down 1% YoY with an 8% headcount reduction; net interest income $12,517M (+5%); ROTCE 16.3% vs 15.2%, ROE 13.8%.","Segment revenue: Wealth & Investment Management +12%, Commercial Banking +6%, Consumer Banking and Lending +5%, CIB +3%; M&A revenue +30%, equities +21%, FICC -7%.","Repurchased 28.6M shares for $2.5B in Q3; CET1 10.0% vs 11.0% a year ago; average loans and deposits both up 11%, to $1,033.4B and $1,482.9B."],"urls":{"canonical":"https://secwatch.observer/filing/0000072971-26-000318","json":"https://secwatch.observer/filing/0000072971-26-000318.json","markdown":"https://secwatch.observer/filing/0000072971-26-000318.md","text":"https://secwatch.observer/filing/0000072971-26-000318.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/72971/000007297126000318/0000072971-26-000318-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/72971/000007297126000318/wfc-20261013.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-13T10:30:07.633423+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}