---
schema_version: "secwatch.filing_event.v1"
accession: "0000072971-26-000318"
form_type: "8-K"
ticker: "WFC"
cik: "0000072971"
company_name: "WELLS FARGO & COMPANY/MN"
filed_at: "2026-10-13T10:28:19+00:00"
generated_at: "2026-10-13T10:30:07.633423+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Wells Fargo Q3 2026 net income $6.0B, EPS $1.87 (+13% YoY); revenue $21.9B up 2%, CET1 10.0%

## Summary
- Net income $5,951M, diluted EPS $1.87 vs $1.66 a year ago; total revenue $21,870M rose 2% YoY but fell 3% from Q2's $22,622M.
- Provision for credit losses jumped 51% YoY to $1,029M on higher C&I and auto allowances; net charge-offs 0.38% of average loans, NPAs $7,359M, down $585M QoQ.
- Noninterest expense $13,743M, down 1% YoY with an 8% headcount reduction; net interest income $12,517M (+5%); ROTCE 16.3% vs 15.2%, ROE 13.8%.
- Segment revenue: Wealth & Investment Management +12%, Commercial Banking +6%, Consumer Banking and Lending +5%, CIB +3%; M&A revenue +30%, equities +21%, FICC -7%.
- Repurchased 28.6M shares for $2.5B in Q3; CET1 10.0% vs 11.0% a year ago; average loans and deposits both up 11%, to $1,033.4B and $1,482.9B.

## SEC filing metadata
- accession: 0000072971-26-000318
- form_type: 8-K
- ticker: WFC
- cik: 0000072971
- company_name: WELLS FARGO & COMPANY/MN
- filed_at: 2026-10-13T10:28:19+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/72971/000007297126000318/0000072971-26-000318-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/72971/000007297126000318/wfc-20261013.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000072971-26-000318
- JSON: https://secwatch.observer/filing/0000072971-26-000318.json
- Plain text: https://secwatch.observer/filing/0000072971-26-000318.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.