---
schema_version: "secwatch.filing_event.v1"
accession: "0000073124-21-000268"
form_type: "8-K"
ticker: "NTRS"
cik: "0000073124"
company_name: "NORTHERN TRUST CORP"
filed_at: "2021-10-20T23:59:59+00:00"
generated_at: "2026-06-28T19:47:11.614928+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Northern Trust posts Q3 net income of $395.7M, EPS $1.80, revenue up 10% YoY

## Summary
- Net income $395.7M, diluted EPS $1.80 vs $1.32 in Q3 2020, up 34% and 37% respectively.
- Total revenue (FTE) $1,644.5M, up 10% YoY; trust/investment servicing fees +11% to $1,111M.
- Return on avg common equity 13.7%; CET1 11.9%; returned $248M to common shareholders.
- Net interest income (FTE) $357.1M, up 6% YoY; net interest margin 0.98%.
- Provision for credit losses was a benefit of $13M (release) vs $0.5M charge a year ago.

## SEC filing metadata
- accession: 0000073124-21-000268
- form_type: 8-K
- ticker: NTRS
- cik: 0000073124
- company_name: NORTHERN TRUST CORP
- filed_at: 2021-10-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/73124/000007312421000268/0000073124-21-000268-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/73124/000007312421000268/ntrs-20211020.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000073124-21-000268
- JSON: https://secwatch.observer/filing/0000073124-21-000268.json
- Plain text: https://secwatch.observer/filing/0000073124-21-000268.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.