---
schema_version: "secwatch.filing_event.v1"
accession: "0000073124-22-000017"
form_type: "8-K"
ticker: "NTRS"
cik: "0000073124"
company_name: "NORTHERN TRUST CORP"
filed_at: "2022-01-20T23:59:59+00:00"
generated_at: "2026-06-27T17:00:31.906608+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Northern Trust Q4 net income $406.4M, EPS $1.91; revenue up 9% YoY

## Summary
- Diluted EPS of $1.91 vs $1.12 in Q4 2020 and $1.80 in Q3 2021.
- Revenue (FTE) $1.677B (+9% YoY); trust/investment servicing fees $1.111B (+8%).
- Net interest income (FTE) $370.6M (+7% YoY); net interest margin 0.99%.
- Provision for credit losses benefit of $11.5M; allowance down 29% YoY to $184.7M.
- Client AUC/A $16.25T (+12% YoY); AUM $1.607T (+14%); ROACE 14.5%.

## SEC filing metadata
- accession: 0000073124-22-000017
- form_type: 8-K
- ticker: NTRS
- cik: 0000073124
- company_name: NORTHERN TRUST CORP
- filed_at: 2022-01-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/73124/000007312422000017/0000073124-22-000017-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/73124/000007312422000017/ntrs-20220120.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000073124-22-000017
- JSON: https://secwatch.observer/filing/0000073124-22-000017.json
- Plain text: https://secwatch.observer/filing/0000073124-22-000017.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.