---
schema_version: "secwatch.filing_event.v1"
accession: "0000073124-25-000023"
form_type: "8-K"
ticker: "NTRS"
cik: "0000073124"
company_name: "NORTHERN TRUST CORP"
filed_at: "2025-01-23T23:59:59+00:00"
generated_at: "2026-05-27T17:31:06.566128+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Northern Trust Q4 EPS $2.26 vs $0.52 YoY; revenue up 26% to $1.97B

## Summary
- Net income $455.4M, diluted EPS $2.26; compared to $113.1M/$0.52 in Q4 2023.
- Total revenue (FTE) $1.97B, up 26% YoY, driven by fee growth (+31% noninterest income).
- Trust, investment and other servicing fees $1.22B, +12% YoY, with Asset Servicing +10% and Wealth Management +14%.
- Net interest margin 1.71%, up 12bps YoY; net interest income (FTE) $574.3M, +15% YoY.
- Return on average common equity 15.3% vs 4.0% in prior year; provision for credit losses negative $10.5M (release).

## SEC filing metadata
- accession: 0000073124-25-000023
- form_type: 8-K
- ticker: NTRS
- cik: 0000073124
- company_name: NORTHERN TRUST CORP
- filed_at: 2025-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/73124/000007312425000023/0000073124-25-000023-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/73124/000007312425000023/ntrs-20250123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000073124-25-000023
- JSON: https://secwatch.observer/filing/0000073124-25-000023.json
- Plain text: https://secwatch.observer/filing/0000073124-25-000023.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.