---
schema_version: "secwatch.filing_event.v1"
accession: "0000073124-26-000043"
form_type: "8-K"
ticker: "NTRS"
cik: "0000073124"
company_name: "NORTHERN TRUST CORP"
filed_at: "2026-07-22T10:52:37+00:00"
generated_at: "2026-07-22T10:55:07.618582+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Northern Trust Q2 net income $792M, EPS $4.23 vs $2.13 YoY; dividend raised 10%

## Summary
- Net income $792.2M, diluted EPS $4.23 vs $2.71 Q1 and $2.13 Q2 2025; revenue (FTE) $2.7B, up 35% YoY.
- Notable items: $525.4M pre-tax gain from Visa exchange offer, $73.9M loss on AFS debt securities sale, $61.5M software charge, $51M severance.
- Trust fees $1.35B, up 10% YoY; net interest income $683M, up 11% YoY; net interest margin 1.81% vs 1.69% YoY.
- Board approved 10% dividend increase to $0.88/share; returned over $1B to shareholders in H1 2026.
- Assets under custody/administration $20.0T, up 11% YoY; AUM $1.97T, up 16% YoY; ROACE 25.9%.

## SEC filing metadata
- accession: 0000073124-26-000043
- form_type: 8-K
- ticker: NTRS
- cik: 0000073124
- company_name: NORTHERN TRUST CORP
- filed_at: 2026-07-22T10:52:37+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/73124/000007312426000043/0000073124-26-000043-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/73124/000007312426000043/ntrs-20260722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000073124-26-000043
- JSON: https://secwatch.observer/filing/0000073124-26-000043.json
- Plain text: https://secwatch.observer/filing/0000073124-26-000043.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.