{"schema_version":"secwatch.filing_event.v1","accession":"0000073124-26-000063","form_type":"8-K","ticker":"NTRS","cik":"0000073124","company_name":"NORTHERN TRUST CORP","filed_at":"2026-10-21T10:39:37+00:00","discovered_at":"2026-10-21T10:45:00.258822+00:00","generated_at":"2026-10-21T10:45:06.020853+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"confidence":"high","headline":"Northern Trust Q3 EPS $3.40, up 48% YoY; revenue rises 13% on trust-fee growth","bullets":["Net income $642.9M and diluted EPS $3.40 vs $2.29 a year earlier; year-to-date EPS $10.33 (+63%) on net income of $1,960.6M.","Notable items added $48.7M pre-tax: $34.0M gain on the guardianship services business sale and $14.7M from the second Visa Exchange Offer.","Revenue $2,302.1M, up 13% YoY but down 15% QoQ against Q2's $525.4M Visa gain; trust fees $1,373.0M (+8%) and net interest income $679.1M (+14%).","Asset Servicing pretax income $405.2M (+38%, 30.3% margin); Wealth Management $391.6M (+14%, 41.1% margin); AUC/A $19.9T (+9%) and AUM $1.96T (+11%).","CET1 12.4%, ROE 20.1% vs 14.8%; quarterly dividend raised to $0.88 from $0.80; more than $1.5B returned to common shareholders year to date."],"urls":{"canonical":"https://secwatch.observer/filing/0000073124-26-000063","json":"https://secwatch.observer/filing/0000073124-26-000063.json","markdown":"https://secwatch.observer/filing/0000073124-26-000063.md","text":"https://secwatch.observer/filing/0000073124-26-000063.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/73124/000007312426000063/0000073124-26-000063-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/73124/000007312426000063/ntrs-20261021.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-21T10:45:06.020853+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}