---
schema_version: "secwatch.filing_event.v1"
accession: "0000073124-26-000063"
form_type: "8-K"
ticker: "NTRS"
cik: "0000073124"
company_name: "NORTHERN TRUST CORP"
filed_at: "2026-10-21T10:39:37+00:00"
generated_at: "2026-10-21T10:45:06.020853+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.72
calibrated_materiality_score: 0.72
confidence: "high"
source: SEC EDGAR
---

# Northern Trust Q3 EPS $3.40, up 48% YoY; revenue rises 13% on trust-fee growth

## Summary
- Net income $642.9M and diluted EPS $3.40 vs $2.29 a year earlier; year-to-date EPS $10.33 (+63%) on net income of $1,960.6M.
- Notable items added $48.7M pre-tax: $34.0M gain on the guardianship services business sale and $14.7M from the second Visa Exchange Offer.
- Revenue $2,302.1M, up 13% YoY but down 15% QoQ against Q2's $525.4M Visa gain; trust fees $1,373.0M (+8%) and net interest income $679.1M (+14%).
- Asset Servicing pretax income $405.2M (+38%, 30.3% margin); Wealth Management $391.6M (+14%, 41.1% margin); AUC/A $19.9T (+9%) and AUM $1.96T (+11%).
- CET1 12.4%, ROE 20.1% vs 14.8%; quarterly dividend raised to $0.88 from $0.80; more than $1.5B returned to common shareholders year to date.

## SEC filing metadata
- accession: 0000073124-26-000063
- form_type: 8-K
- ticker: NTRS
- cik: 0000073124
- company_name: NORTHERN TRUST CORP
- filed_at: 2026-10-21T10:39:37+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.72
- calibrated_materiality_score: 0.72
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/73124/000007312426000063/0000073124-26-000063-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/73124/000007312426000063/ntrs-20261021.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000073124-26-000063
- JSON: https://secwatch.observer/filing/0000073124-26-000063.json
- Plain text: https://secwatch.observer/filing/0000073124-26-000063.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.